Car insurance canBuying Through a Local AgentVisit local agents' offices, ask for a rate quote and gauge responses. Ask about "claims-free" discounts for time a policy is in force without a chargeable claim. Ask about a "multiline" discount if you buy more than one line of insurance. Ask about office hours and after-hours assistance. Ask for company rating and financial information. Determine if the company has agents and claims offices in other states if you travel extensively. Ask friends and acquaintances about the company. be purchased direct or through an agent
Buying Through a Direct-Market Companyan agent.
Ask for recommendations from friends who have purchased car insurance via an 800 number or the Internet. Contact three to five different companies. Step3Ask for written proposals. Ask about claim filing procedures. Ask about earning claims-free discounts. Investigate the company's industry rating.
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